Wealth Management

Where are you today? Where do you want to be in the future? How will you get there? What impact will your wealth have on your children or your community? Our goal is to provide you answers to these important questions. 

When it comes to wealth management, we take a holistic and comprehensive view of your complete financial situation with the end-goal of providing a customized plan designed to meet your specific needs. We provide a fully-integrated, proprietary wealth management process for preserving and enhancing wealth for our clients. We are not simply interested in the balance sheet side of the equation. We also examine the income statement so we have a complete 360 degree view of your set of circumstances. This is where we begin digging into the details so we can provide guidance on all aspects of your financial life. Through our in-house expertise and our network of local tax, estate and lending professionals, our goal is to provide the guidance you require to make the right decisions for you and your family’s future.* 

Our wealth management process begins with establishing our relationship, understanding your goals, gathering your financial information, analyzing the data we’ve collected, developing a plan, implementing the plan, and then monitoring it consistently to assure it continues to serve your needs.

Having dreams, setting goals, and assessing the state of your current affairs helps lay the groundwork for your future financial well-being. Having a dynamic financial plan in place to get you to your goals ultimately gives you peace of mind so you and your family may enjoy life to its fullest. Our team prides itself in understanding the dynamic and fluid nature of our clients’ evolving needs as they progress through life. As your life and needs unfold we are right there with you to help put the various components of your total financial picture together.  

Our Wealth Management Services Include:

  •  Retirement Planning
  • Investment Advisory
  • Captive Life Insurance
  • Asset, Liability, and Cash Flow Analysis
  • Tax Efficient Strategies 
  • IRA’s, SEP’s, SIMPLE IRA’s, 401k’s, Defined Benefit Plans 
  • Risk Mitigation
  • Philanthropy
  • Estate Review
  • Business Succession Planning
  • Corporate Stock and Options Analysis
  • Social Security Optimization 
  • Education Planning
  • Term and whole life policies, long term care and disability

We take a “win by not losing” approach to investing.

Portfolio Management

From our perspective, our clients retain our investment services to best manage their wealth with a priority given to the preservation of capital, along with the goal of growing capital in a manner that does not expose their capital to undue risk. In other words, we take a “win by not losing” approach to investing. 

As a client, you will receive a customized asset allocation recommendation based on our understanding of your investment objectives and risk tolerance. Our objective is to determine your appetite for risk in meeting your investment objectives. We structure your asset allocation with this risk profile in mind, combined with our current outlook for the capital markets and the global economy. 

We believe there are no “all-weather” investments. Likewise, there is no single client mold. As new opportunities arise, we are prepared to take advantage of them. As new circumstances in your life unfold, from the education of children to the approach of retirement, we’re ready with a strategy and a process that adjusts to your changing needs. Our proactive advising model means we make the appropriate portfolio modifications based on a changing environment, while maintaining consistent communication with you.

Our team is a very experienced group, with extensive experience developing sophisticated investment solutions for our clients. Our investment approach combines proprietary equity and fixed-income investment management solutions with carefully selected separately managed accounts, mutual funds, and exchange-traded funds. 

To learn more about our portfolio management approach, click here to view our Investment Philosophy Profile

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